Below is a
general requirement but please note that this will vary from bank to bank. If
you would like us to put you in touch with a Bond Originator we will do so and
they will advise you fully on current requirements. Please note that all of
this is not required for pre-qualification.
completed and signed application forms.
Copy of Identity Document/Passport
income – three months payslips for an individual and Audited Financial
Statements as well as Auditors Certificate of Income if self employed
earn commissions you will have to provide the last 6 months payslips
Copy of Offer to Purchase (including property details).
consecutive months of bank statements where income is reflected. (If self
employed, then supply the business bank statements as well)
documentation required if an Employer Guarantee is offered
(If you are an employee of the state)
Letter of Intent/Letter of Guarantee (If you are not an employee of the state)
required if a company, closed corporation or trust
apply for a home loan in the name of a trust, close corporation or company, the
will require such an entity to be the applicant for the loan, not you
personally. You will then need to supply ;
founding statement of the close corporation, memorandum and articles of
association of the company or the trust deed of the trust, in order to prove
supporting documents, such as audited financial statements
A copy of
the company resolution to purchase the property
event of a trust, a copy of the minutes authorising such purchase, as well as
the Trustees Certificates of Authority
the bank might require personal suretyship from members and shareholders or
trustees may also be called for in certain cases.
For more detailed information on Finance issues go here Go back to Buyers main page